10 Kunci Jawaban TKA SMA 2025 Bahasa Inggris Kelas 12: Who Is the Author Writing This Text For?

E. Governments are banning physical money

Jawaban: A dan B

5. Who is the author writing this text for?

A. Teenagers and young adults adapting to digital payment.

B. Government officials promoting cashless policies.

C. Bank staff working on mobile banking systems.

D. Students learning about modern lifestyles.

E. People unfamiliar with digital technology.

Jawaban: A dan D

6. How does the writer present different viewpoints about the topic?

A. By showing only negative effects of a cashless society

B. By clearly supporting the idea of going fully digital

C. By including statistics from international research

D. By giving emotional opinions from young people

E. By mentioning pros and cons of going cashless

Jawaban: E

Teks untuk soal nomor 7 s.d. 10!
Smart Spending and Consumer Awareness

In today’s world, where people encounter many kinds of goods and services every day, it is important to learn how to spend money in a smart way. Smart spending means using money carefully and with a plan. This idea is part of something broader called financial literacy, which helps people make good decisions about their money.

Smart spending starts with understanding the difference between needs and wants. Needs are things people must have to live, like food, water, and shelter. Wants are things people like to have but can live without, such as new clothes, phones, or eating out. People who understand this can manage their money more effectively.

Another aspect of smart spending is planning. Before buying something, it is helpful to make a list or create a budget. A budget is a simple plan that shows how much money comes in and how much goes out. It helps people avoid overspending or buying things they do not really need. This allows them to save money for the future or for something important, like education or housing.

Being a smart consumer also means being aware of how companies try to persuade people to buy more. Many stores use strategies such as big signs, sales, and colorful advertisements to make people feel they need to buy something. Sometimes, people buy things without thinking carefully. This is called impulse buying. A smart buyer will pause and think before making a purchase. They might ask, “Do I really need this? Is this the best price?”

In the academic context, students can practice smart spending in daily life—for example, when buying food at school, getting school supplies, or saving their allowance. Students who learn this skill early will be better prepared to manage their money as they grow up.

In short, smart spending and consumer awareness help people make better decisions with their money. With good habits and thoughtful planning, anyone can learn to use money wisely and avoid financial problems in the future.

7. According to the text, the purpose of a budget is to ….

A. help people buy more of the things they enjoy

B. make it easier to decide what to buy first

C. show how much money comes in and goes out

D. remind people of the products they want to buy

E. help people find better stores with lower prices

Jawaban: C

8. What is the best summary of the text?

A. Financial literacy helps people plan their shopping and find the best prices.

B. Needs and wants are the same and should be treated equally when spending money.

C. A smart buyer thinks carefully before buying and considers needs over wants

D. Planning a budget is useful because it helps people spend more money on fun activities.

E. Smart spending and consumer awareness help people make better decisions with their money.

Jawaban: E

Baca juga: 30 Soal dan Kunci Jawaban TKA SMA 2025: Dalam Karya Sastra, Gaya Bahasa Hiperbola Digunakan untuk?

9. Which of the following opinions are supported by strong reasoning or examples in the text?

There is more than one correct answer. Click on every correct answer!

A. Smart spending helps people avoid buying things they do not really need.

B. Buying new clothes or eating out is always a waste of money.

C. A budget can help people save money for their future needs.

D. People who spend without a plan are bad at handling money.

E. Students learning money skills will manage their money better as adults.

Jawaban: A, C, dan E

10. After reading the text, as a senior high school student, what can you do to be considered a smart shopper?

There is more than one correct answer. Click on every correct answer!

A. Create a list before buying snacks in the supermarket.

B. Identify their personal needs versus wants.

C. Think carefully before purchasing school supplies.

D. Companies should not use signs and pictures to attract buyers.

E. Buying school supplies is not necessary if students have old ones. 

Jawaban: A, B dan C

*) Disclaimer: Soal di atas hanya digunakan oleh orang tua untuk memandu proses belajar anak.

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