E-payments-Why, When, How To Use! Kunci Jawaban Soal Assesment Bahasa Inggris Kelas 12 Semester 1

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Assesment

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E-payments – why, when and how to use them

Are you worried about giving out your credit or debit card details online? There is another option – an e-money account from a payment company which offers an e-payment account as a way to send and receive money online without needing your credit or debit card details. I am sure some people would agree that more people now use e-payment companies because they can make it easier to transfer money and make purchases. 

There are two main ways that e-payment accounts work. You either, first, pay money into your e-money account using a payment card (when you shop online the money is deducted from your balance – or if you’re selling things, it’s added to your balance), or link your e-money account to your payment card.

The first step is choosing which e-payment company to use. When you’ve chosen a company, most will ask you to: set up an account – register your details and follow the instructions. Next, connect a bank card – enter your credit or debit card details. When you’re registered, you’ll be able to pay for purchases using your new account details.

It’s usually free to use e-payment services to buy things – although you might be charged for selling. These companies make their money by charging retailers. You might be charged for making or receiving payments in foreign currencies, or if you spend more money than you have access to. Personally, I know that there are some drawbacks of using E-payment.

E-payment companies aren’t protected by the Financial Services Compensation Scheme (FSCS). This means you might not get compensation if your e-payment company goes out of business. So, in my view, when choosing a provider, you need to check the service you’ll get and the protection it offers for your money so that you can use E-payment wisely.

Answer the questions below!

1. What is the writer’s communicative purpose?

A. To inform readers about purchasing online using electronic money
B. To give readers an option using electronic money to buy online
C. To tell readers using e-money is easier than using debit card
D. To remind readers about why we need to use e-payment
E. To ask readers to purchase online using e-payment

Jawaban : B