E-payments-Why, When, How To Use! Kunci Jawaban Soal Assesment Bahasa Inggris Kelas 12 Semester 1

TRIBUNTRENDS.COM - Inilah kunci jawaban dari soal assesment Bahasa Inggris Kelas 12 SMA Kurikulum Merdeka Semester 1 Pelajaran Unit 2 Argumentative Text.

Ketika mengerjakan soal Bahasa Inggris Kelas 12 SMA Kurikulum Merdeka Semester 1, kalian akan disuguhkan pertanyaan terkait E-payments-Why, When, How To Use.

Kalian dapat memanfaatkan artikel ini sebagai referensi jawaban dari soal assesment tersebut.

Assesment

Read the text carefully

E-payments – why, when and how to use them

Are you worried about giving out your credit or debit card details online? There is another option – an e-money account from a payment company which offers an e-payment account as a way to send and receive money online without needing your credit or debit card details. I am sure some people would agree that more people now use e-payment companies because they can make it easier to transfer money and make purchases. 

There are two main ways that e-payment accounts work. You either, first, pay money into your e-money account using a payment card (when you shop online the money is deducted from your balance – or if you’re selling things, it’s added to your balance), or link your e-money account to your payment card.

The first step is choosing which e-payment company to use. When you’ve chosen a company, most will ask you to: set up an account – register your details and follow the instructions. Next, connect a bank card – enter your credit or debit card details. When you’re registered, you’ll be able to pay for purchases using your new account details.

It’s usually free to use e-payment services to buy things – although you might be charged for selling. These companies make their money by charging retailers. You might be charged for making or receiving payments in foreign currencies, or if you spend more money than you have access to. Personally, I know that there are some drawbacks of using E-payment.

E-payment companies aren’t protected by the Financial Services Compensation Scheme (FSCS). This means you might not get compensation if your e-payment company goes out of business. So, in my view, when choosing a provider, you need to check the service you’ll get and the protection it offers for your money so that you can use E-payment wisely.

Answer the questions below!

1. What is the writer’s communicative purpose?

A. To inform readers about purchasing online using electronic money
B. To give readers an option using electronic money to buy online
C. To tell readers using e-money is easier than using debit card
D. To remind readers about why we need to use e-payment
E. To ask readers to purchase online using e-payment

Jawaban : B

2. Why does the writer believe that e-money providers are friendly users?

A. The writer has used e-payment account to transfer money and buy online
B. The writer knows two main ways of how the e-payment accounts work
C. E-payment account sends and receives money online with no debit card
D. Using e-payment services to buy things online is usually free of charge
E. When the writer shops online the money is deducted from his balance

Jawaban : D

3. Do you agree with the writer’s opinion at the end of the paragraph? Please explain your answer by
comparing your attitude to the text. 

Jawaban : 

Yes, I agree with the writer’s opinion that it is important to check the service and protection offered by e-payment providers. 

While e-payments offer convenience and often no charges for buying online, the lack of protection from the Financial Services Compensation Scheme (FSCS) poses a risk. 

Therefore, it’s crucial to choose a provider that offers adequate security and safeguards for your money.

4. Could the following statements represent the reason why people want to shift using E-payment? Type Yes or No

Could the following statements represent the reason why people want to shift using E-payment?        Yes              No

You do not need to use credit or debit card for online transactions                                                             √

You can make online transactions easier than using debit card                                                                    √

When you shop online, you need to pay using payment card                                                                                            √

The e-payment member charge is paid annually                                                                                                                 √

The e-payment service is no charge when you buy things                                                                              √

5. If you are given an offer of using e-payment or debit card, what will be your decision? Using e-payment, debit card, or using both. Explain your answer according to the text. 

Jawaban : 

I would choose to use both e-payment and debit cards. 

According to the text, e-payment offers the convenience of online transactions without needing to provide debit card details and is often free for purchasing items. However, it also mentions the potential risk due to the lack of protection from the FSCS. 

Therefore, I would use e-payments for small transactions where convenience is key and debit cards for larger or more secure transactions where I prefer the additional security provided by the banking system.

Link download buku guru Bahasa Inggris kelas 12 Kurikulum Merdeka di sini:

https://buku.kemdikbud.go.id/katalog/buku-panduan-guru-bahasa-inggris-life-today-untuk-smama-kelas-xii

Selamat Mengerjakan!

Semoga beruntung!

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